TCIF - commercial insurance broker: commercial auto, general liability, property, worker's compensation and more
 
 
Marketing Guide

We currently provide the following coverages through various stable carriers. Call so you can judge our service, stability and competitive pricing for yourself. Please note this is only a general outline; we have many more products available. Whenever you have a question, please do not hesitate to contact our staff.

Revised, July 2005. This listing is subject to revision without notice.


Commercial Auto
Carrier A.M. Best Rating Limits
Southern County Mutual A-IX 1MCSL
Republic-Vanguard (phys dam) A-IX 100,000 per unit
Essex A X Various

Examples:
   
  • Taxicabs
  • Truckmen
  • Non-Owned Autos
  • Contractors
  • Oil Field Service Units
  • Dump Trucks
  • Retail Delivery
  • Waste Disposal Units
  • Church / School / Daycare Vans
  • Mobile Home Toters
  • Woodchip Haulers
  • Cattle Haulers
  • Pizza Delivery, etc.

ICC/TX DOT filings available in Texas and surrounding states.


General Liability
Carrier A.M. Best Rating Limits
Essex A X 1MCSL
Burlington A-VIII 1MCSL
Republic Vanguard A-IX 1MCSL
Colony A VII 1MCSL
Atlantic Casualty A-VI 1MCSL
United National A+IX 1MCSL

M & C:
   
  • Monoline Products
  • Janitorial Services
  • Landscape Gardening
  • General Contractors
  • Electricians
  • Oil & Gas
  • Logging & Timber
  • Tree Trimmers
  • Pest Control
  • Security Services
  • Mobile Home Installation
  • Welders
  • Roofers
  • Manufacturing
  • Wrecking Yards

OL & T:
   
  • Health Spas
  • Restaurants
  • Private Clubs
  • Tanning Beds
  • Motels / Hotels
  • Habitational
  • Special Events
  • Amusement Parks
  • Bars / Taverns
  • Grocery Stores
  • Daycare
  • Boat Rentals

Special programs available for farm liability, underground storage tanks, daycare, etc.


Umbrella
Carrier A.M. Best Rating Limits
Colony A VII 1MCSL
Essex A X 1MCSL


General Liability, DOL, GKLL
Carrier A.M. Best Rating Limits
Burlington A-VIII 1MCSL
United National A+IX 1MCSL

Examples:
   
  • Used Car Dealers
  • Service Stations
  • Farm Machinery Repair
  • Mobile Repair
  • Quick Change Oil
  • Body Shops
  • Auto Repair Shops
  • Motorcycle Repair


Commercial Property, Commercial Package
Carrier A.M. Best Rating Limits
Essex A X 5,000,000
Burlington A-VIII 1,000,000+
Lloyd's of London A- Various
Republic Vanguard A-IX 500,000
Colony A VII 1,000,000
Atlantic Casualty A-VI 100,000
United National A+IX 500,000

Examples:
   
  • Restaurants
  • Motels / Hotels
  • Unprotected Property
  • Vacant Property
  • Excess Commercial Property Available
  • Bars / Taverns
  • Pool Halls
  • Apartment Houses
  • Convenience Stores
  • Liquor Stores
  • Shopping Centers
  • Cabinet Shops
  • Rental Dwellings


Inland Marine
Carrier A.M. Best Rating Limits
Essex A X Various
Burlington A-VIII 125,000
Lloyd's of London A- Various
Republic Vanguard A-IX 50,000
Colony A VII Various
Atlantic Casualty A-VI Various

Contractors Equipment:
   
  • Construction Equipment
  • Mining Equipment
  • Farm Equipment
  • Oil Well Servicing Equipment

Cargo:
   
  • Mobile Homes
  • Automobile
  • Machinery
  • Truckmen (General Cargo)
  • Lumber
  • ICC Filings

Miscellaneous:
   
  • Bailee Customer
  • Equipment Dealers
  • Electronic Data Processing
  • Trip Transit
  • Builders Risk
 
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